How Do I Wire Money Through Western Union

Send money online, wherever you are

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Send money online quickly and reliably with Western Union®, whether you're sending money to family around the corner or friends on the other side of the world.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Transfer money in the way that best suits you, whether on WU.com or our app. With our fast sign-up process, it's never been easier to send money overseas and at home.

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Send and transfer money online in 5 simple steps

Register and verify your free profile

Start to send money online by logging in or registering for a profile. Simply verify your profile using your US driver's license, passport or government-issued ID.

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Select where you want to transfer money to

Enter the destination and the amount you'd like to send. Choose to send money internationally or locally, directly to your recipient's bank account, a nearby Western Union location or to their mobile wallet.¹

Enter your recipient's details

Transfer money directly to a bank account by entering your recipient's details. To send cash to someone for pickup, we'll need a name and address.

Pay for your online money transfer securely

Send money instantly with a debit card with a debit card or credit card², or with your bank account.

Confirm, send and track your transfer

Your money is on its way! Depending on the method chosen, it can arrive in minutes³, depending on how you've sent it. You'll always get a confirmation email with a Money Transfer Control Number (MTCN) to help track your money transfers.

Send money in a few taps with our app.

Send money for cash pick-up in minutes* or directly to a bank account.

Track your money transfer in real time.

Send again quickly to friends and family.

More ways to transfer money with Western Union®

Send money on the go with our app

Learn how to send money from the gym, grocery store or your workplace by downloading the Western Union® app.

Download our money transfer app

Pay by phone

Transfer money with no fee to bank accounts in certain countries by sending from your own account. You can always find out how much it costs to send money online quickly with our price estimator.

Explore your options

Transfer money in person

Make money transfers from more than 500,000 Western Union agent locations around the world. Send money to a bank account, for cash pickup or to a mobile wallet¹.

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Flexibility to change how your recipient gets their money

Situations change. That's why we're making it easy to switch from cash pickup to sending money directly to your recipient's bank account. Follow the steps below to update the delivery method, whether you sent money online or from one of our agent locations. Currently, online updates are excluded for select countries⁶ .

Call 1-800-325-6000 and speak to a money transfer specialist.

Fill in your recipient's information. You'll need to provide their address and bank account details⁷.

Confirm the transfer. A receipt will appear showing if your delivery method has been updated.

Quick and easy sign up

It's simple to register and send money to a bank account using our mobile app, website or in person today.

Track your money transfers

Enter your Money Transfer Control Number (MTCN) into our app or website to track your transfer.

Pay the way you like

Send money from a bank account or use your credit or debit card².

Send money online, available for pickup in minutes

Simply transfer money to an agent location and your recipient can collect the cash within minutes³ of it being sent.

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Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to grow economies and create a better world. You're able to send money online, with our app or in person to billions of accounts worldwide.

So, go ahead: send money with us to enjoy ease of use, reliable money transfer services and the many other benefits we have to offer.

Encryption to help protect your transfers

We're committed to keeping your data secure

The reliable ways to transfer money to bank accounts around the world

Send money to bank accounts around the world the way that works for you: online, with the Western Union^® app or in person at an agent location. Choose your country to get started.

Frequently asked questions

How can I send money internationally?

It's easy to send money abroad with Western Union®. Just follow these steps:

Start by logging in or registering for a free profile. Then click 'Send now' to begin to transfer money.
Choose a country from the list of destinations and how much you want to send.
Click on 'Bank account' to enter your loved one's details for the first time. You can easily select their account information if you've sent them money in the past.
Send your money by paying with a credit or debit card².
You'll receive a confirmation email containing a Money Transfer Control Number (MTCN). This helps track your payment.

How do I send money to a bank account?

With our money transfer services, it's quick and easy to send money online to a bank account. You can transfer money directly to a qualifying account using your credit or debit card², or a bank transfer. Here's how to send money this way:

Log in or register for a free profile and click 'Send now' to start your online money transfer.
Enter the destination and amount you'd like to send. Typical transaction times vary for each destination, but we'll show you what they are.
Select 'Bank account'. Enter your loved one's account details⁷or choose to send money to a past recipient. The recipient information you'll need varies by location, but the bank name is mandatory in most countries. Learn more about the information needed for each country.
Pay with your credit or debit card² to send the money.
We'll send a confirmation email containing a Money Transfer Control Number (MTCN). Share this with your receiver to track the money.

How can I send money online for cash pickup?

This is a fast and convenient option if you need to transfer cash urgently. Send money instantly with a debit card, credit card² or bank transfer payment. The funds should then be ready for cash pickup in minutes³.

To send money with a credit card or debit card²:

Log in, or register and verify your free profile. Click 'Send now' to start your transfer.
Choose the destination where you'd like to send money and the amount. Select 'Cash pickup' and payment by card.
Enter the name and address of the person you want to transfer money
Pay for your online money transfer with your credit or debit card².
A confirmation email will be sent to you with a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

Follow these steps to send money from a bank account:

Log in or register for a free profile. Click 'Send now' to start the online money transfer
Enter your destination and the amount you'd like to send with a bank account. Select 'Cash pickup'.
Link your checking account to your Western Union^®profile (U.S. accounts only).
The final step to send your money is verifying your bank account.
We'll send a confirmation email with a tracking number for your transaction, called a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

How do I send money online to a mobile wallet¹?

You can send money online directly to a loved one's phone so long as they have a mobile wallet from one of our partners and are in a country where this service is available.

Transfer money to a mobile wallet with these easy steps:

Before you attempt to send money, check the available destination countries and mobile providers.
Log inor register for a free profile. Click 'Send now' to start your transfer.
Choose to send money 'To a mobile wallet', then enter the destination and any amount up to $500.
Enter your friend or family member's name and phone number.
Pay to transfer the money with your checking account, or credit or debit card². A confirmation text notification will be sent to both you and the receiver when the money is delivered.

How can I send money at a Western Union^® location?

Here's how to send money in person:

Search online for a Western Union location near you.
Take a valid government-issued ID, My WU^®number or phone number to the counter, along with your receiver's bank and account information.
Pay to transfer the money with cash or a US bank-issued debit card.
Look for your Money Transfer Control Number (MTCN) on your Both you and the receiver can track the funds with this number.

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How do I send money with the Western Union^® app?

Transfer money on the go to a bank account, for cash pickup or to a mobile wallet ¹ with the help of our app. Just follow these steps to send money instantly:

If you already have the Western Union® app, log in with Touch ID or your credentials.
If you're a new user, download the app through the Apple App Store or Google Play Store. Then follow the steps to register a profile with your email address for free. Use your driver's license, passport or government-issued ID to verify your profile.
Start to transfer money by entering the destination and amount you'd like to send. Choose the payout method that works best for you and your recipient: send money directly to a bank account, for cash pickup or to a mobile wallet, based on your receiver's country. Then enter your receiver's details.
Pay for your online money transfer with a credit or debit card², or with your bank account.
We'll provide a Money Transfer Control Number (MTCN) for each transaction, which you can share with your receiver to track the funds. Whenever you send money to a mobile wallet, both you and your receiver will get a text notification once the funds are delivered.

Get the app now

How can I send money to an inmate?

You can easily transfer money online to a loved one serving time at a US correctional facility. Learn how to send money to a commissary account.

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¹ Funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

² If you're using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

³ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

⁴ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

⁵ As of June 30, 2020.

⁶ Excludes Aruba, Brazil, China, Cuba, Ethiopia, Haiti, Lesotho, Liberia, Libya, Namibia, South Africa, Swaziland, and Venezuela.

⁷ Please make sure that the receiver's name accurately matches the details of the bank account owner. (Account details may vary by country.)